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best credit cards for rewards
American Middle Class

BEST REWARDS CREDIT CARDS 2019

The estimated reading time for this post is 205 seconds

  • Rewards, alone, should not be the reason you use credit cards. 
  • However, if you are going to use credit cards, you might as well look into one that gives you back money, miles, or points from your everyday purchases. 
  • If you are looking for best credit cards for travel or just best credit cards for rewards,  below is our list for best rewards credit cards 2019:

Rewards, alone, should not be the reason you use credit cards.  However, if you are going to use credit cards, you might as well look into one that gives you back money, miles, or points from your everyday purchases.  If you are looking for best credit cards for travel or just best credit cards for rewards,  below is our list for best rewards credit cards 2019:

CHASE SAPPHIRE PREFERRED

Rewards.  50,000 Bonus Points

Rewards Details.   After you spend $4,000 on purchases in the first three months from account opening, you will earn 60,000 bonus points.  That’s $750 toward travel when redeemed through Chase Ultimate Rewards®.

Annual Fee. $0 Introductory Annual Fee the first year, then $95

Transparency. 0% intro APR for 12 months from account opening on purchases and balance transfers.  After that, 18.24%–25.24% variable APR.  Fee on balance transfer is 3% of the amount transferred with a minimum of $5.

Credit. You need “Excellent Credit to get approved- https://creditcards.chase.com/rewards-credit-cards/chase-sapphire-preferred 

CHASE INK BUSINESS PREFERRED

Rewards. 80,000 Bonus Points

Rewards Details.  Earn 80,000 bonus points for your business after you spend $5,000 on purchases in the first three months after opening your card. 

Annual Fee. $0 Introductory Annual Fee the first year, then $95

Transparency.  18.24% to 23.24%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Credit.  You need “Excellent” credit to get approvedhttps://creditcards.chase.com/small-business-credit-cards/ink-business-preferred 

VENTURE® FROM CAPITAL ONE

Rewards. 50,000 Bonus Miles 

Rewards Details.  Earn 50,000 bonus miles once you spend $3,000 on purchases within the first three months from account opening. Plus, earn unlimited 2x miles per dollar on every purchase, every day.

Annual Fee. $0 Introductory Annual Fee the first year, then $95

Transparency.  15.24%, 21.74% or 25.24%, based on your creditworthiness.  This APR will vary with the market based on the Prime Rate.

Credit. You need “Excellent, Good” credit to get approved- https://www.capitalone.com/credit-cards/venture/

BARCLAYCARD ARRIVAL+

Rewards. 70,000 Bonus Miles

Rewards Details.  Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days – that’s enough to redeem for a $700 travel statement credit toward a qualifying travel purchase.

Annual Fee. $89.00

Transparency. 0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 18.24%, 22.24% or 25.24%, depending on your creditworthiness. There is a fee for balance transfers. 

Credit. You need “Excellent, Good” credit to get approved:  https://cards.barclaycardus.com/banking/cards/barclaycard-arrival-plus-world-elite-mastercard /        

CAPITAL ONE QUICKSILVER CARD

Rewards.  $150 Cash Bonus + 1.5% Cash Back on every purchase, every day 

Rewards Details. You will earn a $150 bonus if you spend at least $500 within three months of your rewards membership enrollment date. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles.

Annual Fee.  No Annual Fee  

Transparency.  0% introductory APR for the first 15 months that your account is open.  After that, your APR will be 15.24%, 21.24% or 25.24%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  

Credit.  You need “Good, fair” credit to get approved-https://www.capitalone.com/credit-cards/quicksilver/

CHASE FREEDOM UNLIMITED®

Rewards.  $150 Cash Bonus + 1.5% Cash Back on every purchase, every day 

Rewards Details. You will earn a $150 bonus if you spend at least $500 within three months of your rewards membership enrollment date. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles.

Annual Fee.  No Annual Fee  

Transparency.  0% Intro APR for the first 15 months that your Account is open. After that, 17.24% to 25.99%, based on your creditworthiness.  This APR will vary with the market based on the Prime Rate.

Credit.  You need “Good, fair” credit to get approved- https://creditcards.chase.com/?jp_aid_a=66841913&jp_aid_p=homepage_carousel/slide3 

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