Credit card churning is not illegal or unethical. Cardholders might even see it as part of the game since credit card issuers earn massive profits each...
Credit card interest rates can be as high as 29 percent. The interest is often compounding daily on average credit card balance, making the debt grossly...
Large credit limits let cardholders plan their finances better. They can lower their credit utilization, increase their credit scores, access interest-free short-term loans, and build an...
Credit card sign-up bonus or SUB is the most effective tool credit card issuers have in their toolbox to acquire quality customers, defined as people with...
Jobless claims continue to fall. 290,000 filed for unemployment insurance for the first time for the week ended October 16, less than 10,000 than economists forecasted....
Savings is an expense. Seeing it any other way can delay economic mobility, sometimes permanently. Even financially literate individuals sometimes see savings as an afterthought. Status...
Gone are the days when American workers used to toot their own horn about being “ hard-working believers.” work is now less of a priority to...
Apple Card, the giant technology company foray into the credit card business, launched in August 2019. With its second anniversary coming in a few weeks, it’s...
Wells Fargo to Discontinue Personal Lines of Credit and wind down its existing portfolio in the next few weeks. The third-biggest U.S. bank by asset size...
Since the late 1920’s when statistics began to be officially compiled, the US inflation rate has fluctuated moderately. Except for a surge in the 1920s and...
