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2% Cashback Credit Cards
American Middle Class

Credit Cards that Offer 2% Cashback on All Purchases

The estimated reading time for this post is 92 seconds

The competition in the credit card market intensifies. Credit card issuers are offering lucrative perks, including sign-up bonuses, 18-plus months of 0% introductory APR, cash rewards, or all. credit cardholders might be getting 3% cashback on all their purchases soon. 

It was a game-changer when Wells Fargo launched its no-annual-fee Active Cash Card last year it was a game-changer. The new credit card comes with a $200 cash rewards bonus and 2% cash rewards on all purchases.  

We even crowned the Wells Fargo Active CashSM Credit Card the best credit card for the middle-class on this website a few months ago. 1.5% was the standard in cash-back credit cards

With the introduction of PayPal’s 2% cashback Mastercard, the credit card industry is heating up. Here are the credit cards that offer 2% cash back or more on purchases. All the cards have no categories to track. 

Credit Cards that Offer 2% Cashback on All Purchases
Credit Card Issuer Cashback APR Balance Transfer 0% Intro APR* Annual Fee
Wells Fargo Active CashSM Credit Card 2.00% After that, your APR will be 14.99%, 19.99%, or 24.99%, based on your creditworthiness. Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. 0% intro APR on Balance Transfers for 15 months. No annual fee
PayPal Cashback Mastercard 2.00% APR is 19.99%, 23.99% or 26.99%,based on your creditworthiness No 0% intro APR No 0% intro APR No annual fee
Citi® Double Cash Card 2.00% APR will be 13.99% – 23.99%, based on your creditworthiness. Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. 0% intro APR on Balance Transfers for 18 months. No annual fee
The Synchrony Premier World Mastercard 2.00% APR will be 13.99%, 19.99% or 26.99% based on your creditworthiness. Balance Transfer Fee 4% (min $10) No 0% intro APR No annual fee
SoFi Credit Card 2.00% 12.99% to 24.99%, based on your creditworthiness. The greater of $10 or 5% of each balance transfer No 0% intro APR No annual fee

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