Common bankruptcy myths are everywhere, even though American consumers have been filing chapter 13 and chapter 7 bankruptcies since modern bankruptcy laws enacted back in the...
Consumers’ balance sheet is not strong; for the second quarter of 2019, America’s total household debt was $13.86 trillion. During a 60-minute interview, JP Morgan Chase’s...
Accessing your emergency fund the moment you need it is the only thing to keep in mind when figuring out where to invest it. Even with...
Want to be a homeowner in two years? You can if you start planning today. The 30-year fixed-rate mortgage is at a historic low. Right now,...
Avoid paying interest on credit cards can help build an emergency fund and strengthen your financial statement. We are not talking about free lunch here. After...
The federal budget deficit reaches $984.4 billion, meaning that the government spends nearly $1 trillion more than what it takes in revenues. That increase in the...
10 housing challenges facing the middle class despite a decade-plus economy recovery. Historic low-interest rates, lax underwriting procedures, and tax credits and subsidies ushered the last...
America’s middle class tries on used clothes to maintain their status. When James Cash Penney founded JCPenney in 1902, the concept of the middle class was...
Twelve 2020 democratic presidential candidates gathered at Otterbein University in Westerville, Ohio, last night. The debate was substantial on policies, and it lasted 3 hours. America...
5 ways to save money if you are broke, but you have to want to do it. You are never too broke to save money; however,...