The give-and-take (how premium cards actually work) Premium cards are a trade: issuers “give” perks (lounges, credits, partners), and you “give back” via the annual fee...
The short answer Premium perks got expensive (lounges, partner reimbursements, richer credits), the “perk arms race” escalated, inflation raised every input cost, and enough cardholders happily...
I. The $900 Question Let’s be honest: most middle-class Americans can’t wrap their heads around paying $795 to $895 a year just to own a credit...
Credit card companies care about one thing above all: how you handle revolving debt. That’s why the Bankcard model weighs factors like utilization (your balances vs....
Credit cards are convenient, but when more than one person’s name is tied to the same account, things can get confusing fast. Are you on the...
Credit cards have become an essential part of our daily lives, and they come with a range of perks and benefits that can enhance our overall...
The competition in the credit card market intensifies. Credit card issuers are offering lucrative perks, including sign-up bonuses, 18-plus months of 0% introductory APR, cash rewards,...
Lenders want you to be creditworthy before they can finance that house, car, or new business, and the FICO credit score is how 90% of them...
Who benefits from credit card teaser rates? When a bank or a different financial institution offers someone a credit card with a 0% annual percentage rate...
Chase Bank will increase the annual Membership Fee on its Sapphire Reserve credit card to $550. The company made the announcement about two weeks ago. In...