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American Middle Class / Nov 15, 2024

Exploring the Financial Challenges of the Unbanked: Insights from the FDIC’s 2023 Survey

Introduction In 2023, about 4.2% of U.S. households—equivalent to approximately 5.6 million families—remained unbanked. Despite...

American Middle Class / Nov 09, 2024

Should You Rent vs Buy a Home? How to Decide.

The question of whether to rent or buy a home has been overanalyzed by just...

American Middle Class / Nov 05, 2024

Creating an Emergency Fund: Why Everyone Needs One and How to Build It Quickly

Introduction: The Safety Net You Can’t Afford to Ignore Life is full of unexpected events—whether...