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Refinancing your credit card debt is the best way to take advantage of this era of cheap money. The average interest rate on the 30-year fixed...
Creating a list of best credit cards for new immigrants is essential because great financial products expedite the assimilation process. Credit and the American economy are...
Banks are an integral part of social mobility; this is more so for immigrants. Having access to financial services, including inexpensive checking and saving accounts is...
Wells Fargo is hurting more than helping their middle-class clientele. People with checking and savings accounts are more likely to become homeowners, move up a rung...
For many Americans, owning a car was long a pillar of middle-class stability. That’s shifting. Monthly car payments have now soared: the average new-vehicle payment is...
By Article Posted by Staff Contributor
Mortgage rates barely slipped—call it three-quarters of a point from recent highs—and yet homeowners rushed to cash-out refis like it’s 2005 with granite countertops on the...
By FMC Editorial Team
A handful of states—mostly in the Northeast and Midwest—are posting the strongest house-price gains right now. But before you treat rising equity like found money, remember...
By FMC Editorial Team
If you’ve ever paid a $35 overdraft fee or borrowed $500 from a payday lender, you’ve felt the reach of America’s quietest predator — the financial...
By Article Posted by Staff Contributor
A bank account should keep your money safe — not nickel-and-dime you every month. If you’ve ever been hit with a $35 overdraft fee or had...
By Article Posted by Staff Contributor
If your bank has been quietly eating away at your balance with “maintenance,” “paper statement,” or “non-activity” fees, it’s time to make a move. Too...
By Article Posted by Staff Contributor
The fight for fairness in finance isn’t fought in marble halls — it’s fought every time a family gets hit with a $35 overdraft fee. If...
By Article Posted by Staff Contributor
If you think American banks charge too many fees, you’re right — and you’re not imagining it. Compared to much of the developed world, the United...
By Article Posted by Staff Contributor
The illusion (why “free points” aren’t free) Rewards feel like free money. In reality, red tape, devaluations, and “earn-more-to-save-more” nudges push you to overspend for perks...
By Article Posted by Staff Contributor
The give-and-take (how premium cards actually work) Premium cards are a trade: issuers “give” perks (lounges, credits, partners), and you “give back” via the annual fee...
By Article Posted by Staff Contributor
For many Americans, owning a car was long a pillar of middle-class stability. That’s shifting....
Mortgage rates barely slipped—call it three-quarters of a point from recent highs—and yet homeowners rushed...
A handful of states—mostly in the Northeast and Midwest—are posting the strongest house-price gains right...